CareMed international insurance
for students, interns, doctoral candidates and guest scientists
In order to support your consulting activities in terms of student mobility, we are pleased to provide information about CareMed student insurance.
Information material
The following notes are suitable for staff members of the university's international office, welcome services as well as all employees in the field of Educational Travel.
Which insurance is applicable for your students?
Basics
All students are required to take out travel health insurance for their study or internship abroad. The insurance shall cover acute illnesses, injuries and accidents and include medical repatriation to home country.
Useful for students and required for interns
Depending on the type of stay abroad, comprehensive insurance coverage is requested. This particularly applies to interns and guest scientists.
Accident indemnity and third party liability insurance may be added to basic coverage.
Optional
Depending on personal situation and individual need for security the basic insurance cover may be supplemented by following insurance options:
Travel assistance, luggage and trip cancelation insurance
Where do your students travel to?
Stay abroad in North America
Your students complete an academic year at a partner university in the USA or Canada?
- High costs for medical treatments and liability claims may challenge the future of young people. Unlimited medical coverage guarantees adequate insurance coverage.
- According to student visa requirements, like J1 and F1, basic coverage is mandatory. The optional insurance modules such as accident indemnity and third party liability insurance are recommended as well.
Exchange program worldwide except in North America
Your students get the chance to gain experience abroad e.g. within an internship in Singapore or a research semester in Buenos Aires?
- Basic coverage is essential for students. Interns usually have to provide comprehensive coverage abroad including third party liability, for example.
Do your students go abroad for a semester in Australia?
- Even if the students already benefit from health coverage through the guest university, travel insurance including medical repatriation is necessary. This way, students are also insured during their travels, preparing language courses and extended stays abroad.
Stay abroad within Europe
Your students are participating in an Erasmus+ program in England, want to study in Spain or visit a Business School in France?
- The European health insurance card (EHIC) does not replace coverage abroad. Please read the corresponding note from the European Commission.
- Students design their insurance plan according to their needs in terms of security, basic coverage is fundamental.
Travel insurance in addition to EHIC provides the following benefits:
- support through multi-lingual 24-hour-emergency service
- assistance locating local doctors
- unlimited medical coverage
- direct payment to medical facilities
- treatment costs – including private
- organization & payment of medical repatriation
For whom is travel insurance relevant?
- students worldwide
- Erasmus students and participants in other funding program
- language students preparing for their admission exams to university
- interns
- doctoral students, guest scientists and researchers
- chaperones and accompanying dependents
Our service for incomings and outgoings
- comprehensive insurance coverage from € 29,45 per month depending on travel destination and age
- travel health cover in accordance with visa requirements, e. g. Schengen visa and long-term stays abroad, J1, J2, F1, F2 visas for entry in the USA
- documents available in a variety of languages
- efficient claim handling & multi-lingual 24-hour emergency assistance
- payment guarantee & organization of medical repatriation
For further information you may provide this link to your students:
www.study-abroad-insurance.com
Individual insurance protection in 4 steps: go to inquiry
info@caremed-travel.com
