Study Abroad Safely with the Right Internation Health Insurance

Many young people dream of studying abroad. The goal is to discover new cultures, make new friendships, and broaden their horizons. However, proper preparation should be addressed first. An international health insurance should definitely not be missing, as it provides reliable insurance coverage and protects especially younger people abroad from high and unexpected costs in case of illness.

Why is insurance coverage abroad so important?

As a student, you only have a limited budget. Costs that arise unexpectedly abroad, such as a doctor's visit, an operation, or medications, can quickly become a challenge. Appropriate foreign insurance coverage helps you avoid these costs. Our international health insurance ensures that you are supported around the clock by assistance and provides you with financial security. This way, you can focus entirely on your adventure abroad and throughout your travels.

Worldwide Coverage with CareMed International Health Insurance

Our international health insurance is particularly suitable for students. You receive insurance coverage in Europe, Asia, North and South America, Africa, and Australia. So you are optimally protected worldwide. Among other things, we offer you the following benefits:

• Outpatient treatment costs including medical treatment
• Inpatient treatment costs such as medical transport
• Dental treatment costs for pain-relieving dental treatments
• Medications, bandages, medical aids, and supplies
• Medically reasonable medical repatriation
• Fulfillment of visa requirements such as J1, F1, Working Holiday, and Schengen visas

Emergency Abroad? Here's What to Do

If you need medical help during your trip abroad, the 24-hour emergency assistance service is available to you at all times. This service can help you in the following situations:

• In searching for a suitable medical facility abroad
• During hospital stays, operations, or when high costs arise, to obtain cost approval in advance
• To arrange direct payment to the medical facility in which your care has taken place
• When reviewing higher costs

In some countries, it may happen that you are asked to pay for treatment costs before the treatment. Should this be the case, proceed as follows:

• Please contact the 24-hour assistance immediately to explain and clarify the situation. The assistance clarifies the medical services and confirms your active insurance coverage. 
• If possible, the assistance will provide you with a payment guarantee.
• Should the facility still require payment in advance, you only need to report the claim.

Behavior in Case of Claims

Since we work with different partners, processes, especially contact details, may differ depending on the insurance. Should a claim occur abroad, always use the phone numbers and addresses found on your insurance confirmation and the associated documents.

In Which Common Situations Are Costs Covered?

During your stay abroad, unforeseen situations can arise. In many cases, international health insurance covers the incurred costs. It doesn't matter whether it's just minor complaints or more serious incidents. Here are some typical examples:

• You catch a cold and need medication from the doctor. The costs for treatment and medicaion are covered. 
• You broke a leg while cycling. The treatment and relevant measures are covered.
• You get a severe toothace. The costs for necessary dental treatment are reimbursed up to an amount of €250.
• You have to go to the hospital. These costs are also covered.
• You become ill and medical repatriation home is medically reasonable. These costs would also be covered.

By the way: Did you know that you can find an additional explanatory video about claims on our website? Visit our website now to see a video on how claim service works.

Costs for International Health Insurance at CareMed

The costs of our international health insurance depend on your travel duration, destination, and age. You have the option to insure yourself for up to two years and can choose between worldwide insurance coverage including the USA and Canada or worldwide insurance coverage without the USA and Canada.

What Payment Options Do We Offer?

You have the following payment options with us:

• Credit Card
• Direct Debit (for German bank accounts)
• PayPal (for Euro payments)
• Bank Transfers (only from the SEPA payment area)

Create a quote for free by clicking here!